It’s September 15, and this means, among many other things, you can now activate your 5% Chase Ultimate Rewards categories for the fourth quarter of 2015 (October 1st until December 31st). As usual, the quarterly limit is $1500 in eligible purchases. After that, you earn the standard reward amount (1% in most cases).
You can easily activate them when you login to your Chase account, in the summary page, there is an “Activate Now” button in the “5% Cash Back status” line for every eligible card in your account. You have to do this for each card. The 4th quarter is very Amazon-centric as it features purchases at Amazon, Zappos, Diapers and Audible, all original or purchased Amazon companies.
Strategy vs the Discover Q4 5%
Speaking of rewards, don’t forget to also activate your Discover Q4 rewards which also include Amazon, along with various department stores and clothing stores.
Strategically, depending on your purchases, you may want to use Discover for the department/clothing stores and shift the Amazon purchases to the Chase card. That’s if you are going to get close to the $1500 limits (for the 5% rewards).
LATEST COMMENTS