Chase Q1 2018 5% Cashback Rewards are Epic!

Chase is taking their 5% cashback bonus categories for the first quarter of 2018 to the next level! Not only you have specific 5% earning product categories (gas stations, internet, cable, and phone services) BUT you will also earn 5% on purchases made with the three major mobile wallets, along with Chase’s own ChasePAY. That’s right, all Android PAY, Apple PAY, and Samsung PAY purchases get you 5%!

The limit is the same as always, up to $1500 for the quarter will earn 5%. Everything after that will earn at the standard 1% cashback. The limit is per card, so if you have multiple Chase cards, make sure you activate the offers on all of them, and plan your purchase so you can max out each one of them!

It’s certainly not hard to get $1500 just with gas and internet and phone and cable for a household, the way prices are going up on all of them! But if you have additional cards, or you are still under $1500, then the four mobile wallets will certainly get you to $1500+!

Since nowadays most major chain stores accept one of those mobile payment methods, just about everything, from groceries to drugstore purchases can get you that 5%! And Chase’s 5% can be converted straight up (1 point = 1 cent) to cash or statement credit. It’s not like the AMEX Membership Points that you get less than that.

PS: further strategizing, if you have a Discover credit card, their Q1 2018 5% cashback rewards include gas stations, so you could off-load your gas purchases to Discover, and use your Chase for everything else.