Discover Checking: 2X Debit Rewards in October & November (YMMV)

If you have a Discover Checking Account, check your emails! A new promotion is going to run for the whole of October and November in 2015 that gets you double the debit rewards. Regularly you get 10c in rewards for every purchase or bill pay or check. During this promotion, you will earn 20c per transaction. There is a maximum of 100 transactions per month that will earn rewards (max $20 per month). For transactions 101 and later, you will earn the standard 10c.

A screenshot of the relevant part from that email can be found right below, with the important points highlighted:

discover_checking_double_points

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The Discover Q4 2015 5% Cashback Bonus is ready for Activation

If you have a Discover Credit Card, you can now sign up for the fourth quarter (October 1 until December 31 in 2015) 5% Cashback Bonus rewards. Activation is simple, you logon to your account, go to the Rewards page, and press the orange “Activate 5%” button.

The categories for Q4 are:

  • Amazon (which is also a Q3 5% reward, so you don’t have to worry about end of month last minute purchases – unless you are (or will be in Q4) close to the $1500 limits)
  • Amazon includes the Prime membership fees, AmazonLocal and AmazonFresh and Gift Cards too
  • Department Stores (eg Kohls, Dillards, Macy, JCP, Sears, Saks, etc)
  • Clothing Stores (eg GAP, Armani Exchange, Ann Taylor, Men’s Warehouse, etc)
  • more example merchants are shown in your account page

A screenshot of the relevant part of the Activation page is included below for those not already familiar with it:

discover_Q4_2015_cashback_bonus

Surprise! The Discover Q3 (2015) 5% Rewards include Amazon.com

Surprise! For the 3rd quarter of 2015, the Discover 5% Cashback Bonus includes Amazon.com! Typically Amazon is included in the 4th quarter with the holiday shopping, so this is a nice bonus for frequent shoppers over there. Amazon is in addition to Department Stores and Home Improvement Stores eligible for the 5% bonus in the 3rd quarter (July 1 until September 30 in 2015).

You can activate this promotion right now to be ready. You will earn rewards on this promotion starting July 1st. Unlike Chase Ultimate Rewards that offer retroactive bonuses, this only works going forward, so it’s always a good idea to sign up as early as possible. The usual $1500 quarterly limit applies.

discover_Q3_2015_cashback_bonus

The fineprint has some more details on what qualifies (after the break)…

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Sign up for Discover Q2 5% rewards: Restaurants and Movies

It is March 2015 and this means, among many other things, it is time to sign up for the Discover Q2 5% Rewards! The promotion runs April 1st until June 30th (the usual three months, per calendar quarter), but sign up begins one month before the offer goes live. And the Q2 offers are really good, Restaurants and Movies!

The usual terms apply, up to $1500 in purchases per credit card earn 5% reward, with a maximum bonus for the quarter of $75 in rewards. The fineprint of the promotion describes the eligible places as follows:

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5% cashback at Six Flags with Discover in 2015 (must opt-in)

For the whole of 2015, Discover may be offering you 5% cashback at Six Flags. This offer is shown when you login to your Discover account, on the right side of the page, under “5% Cashback Bonus”. You have to manually opt-in for this offer, which runs until 12/31/15. The starting date is after you manually opt-in. I don’t know if this offer is targeted or available to all Discover members. The best way to find out is to look for it in your account.

discover_cashback_sixflags_2015_500p

The terms say:

“Activate to earn 5% Cashback Bonus® on all purchases made at Six Flags® from 1/1/15 (or the date on which you sign up, whichever is later) through 12/31/15. Only purchases made at Six Flags parks and www.SixFlags.com will qualify. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within 2 billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards.”