No Amazon as a 5% 4th quarter category from Chase Freedom, but Discover saves the day with their 4th quarter 5% rewards, continuing on with Amazon that was also a featured category in the third quarter.
Coming along for the ride with Amazon are Department Stores, another very popular category during the holidays (obviously), along with Sam’s Club. Costco doesn’t accept Discover so they couldn’t include them even if they wanted to. Needless to say, between these three categories, it’s not that hard to get to $1500.
Remember, everything you buy from Amazon qualifies for the 5%, including Prime memberships, and monthly subscriptions, and digital content, and gift cards and such.
As usual, the quarterly spending limit is $1500 per credit card, not per person, so if you have two Discovers, you get $1500 per. By $1500 I mean the purchase maximum, so the most you will get rewards-wise from this is $75. After that, it reverts to the standard 1% (or whatever rate your card is at). This applies to Chase and Citibank as well.
Discover does not allow retroactive activation, so make sure you activate it ASAP!
Strategically, you have to triangulate department store purchases between this and Chase, since they both feature them.
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